Is this a consulting service?

No, this is a free, interactive software tool that calculates your potential liability under the DPDP Act 2023 in 30 seconds. It provides an instant risk score and automated action plan.

What are common DPDP violations in Pune Fintechs: Are You Ready for DPDP's ₹250 Cr Penalties??

Common violations include: Collecting excessive customer data (e.g., requesting income proof for a micro-transaction app) beyond the 'purpose limitation' principle., Sharing customer financial data with third-party partners (e.g., insurance providers, other lenders) without specific, granular consent., Retaining KYC documents or transaction data for longer than legally required, making it a liability in case of a breach or data request..

The DPDP Audit Tool

Compliance for Pune Fintechs: Are You Ready for DPDP's ₹250 Cr Penalties?

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Pune Fintechs: Are You Ready for DPDP's ₹250 Cr Penalties?
Liability Check

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Pune's bustling fintech ecosystem, handling millions of sensitive financial transactions and KYC data, is directly in DPDP's crosshairs. Non-compliance isn't just a fine; it's a ₹250 Crore liability that can bankrupt your startup.

Why Pune Fintechs: Are You Ready for DPDP's ₹250 Cr Penalties? is at Risk

Fintech companies process highly sensitive personal data, including **PAN, Aadhaar, bank account details, transaction histories, and credit scores**. Under DPDP, this requires **explicit, informed consent** for every purpose. Think of the data flow in a digital lending app, a payment gateway, or a wealth management platform in Kalyani Nagar. A single data breach or misuse of customer data — even for "AI training" without proper consent — can trigger massive penalties and reputational damage. DPDP mandates **data protection impact assessments** and **privacy by design** from day one, not as an afterthought.

Common Violations

1.Collecting excessive customer data (e.g., requesting income proof for a micro-transaction app) beyond the 'purpose limitation' principle.
2.Sharing customer financial data with third-party partners (e.g., insurance providers, other lenders) without specific, granular consent.
3.Retaining KYC documents or transaction data for longer than legally required, making it a liability in case of a breach or data request.

The Immediate Fix

Immediately conduct a **data audit** across your entire fintech operation to map all personal data flows. Identify every point where data is collected, stored, processed, and shared, then design a **consent management system** that captures explicit, purpose-specific consent for each data type and processing activity.